PRICING
Margin is not markup.
A $100 cost with a 25% markup sells for $125. The profit is $25, but margin is 20%: $25 divided by $125.
Understand margin & markup →For freelancers, makers & small teams
Your numbers.
Finally clear.
Know your profit. Price your work with confidence. See where your cash goes. Free tools that get straight to the point.
- Free to use
- No signup needed
- Private calculations
Your free financial toolkit
Start with one question.
Each calculator has its own page, inputs, and explanation. Pick the decision you’re working on today.
01 / FREE CALCULATOR
Profit & loss
See the money your business earned after direct costs and operating expenses.
Open calculator ↗02 / FREE CALCULATORBreak-even
Find the minimum sales needed to cover fixed costs.
Open calculator ↗03 / FREE CALCULATORProfit margin & markup
Understand what stays from each sale and the difference between margin and markup.
Open calculator ↗04 / FREE CALCULATORUnit price & margin
Price your offer with materials, labor, packaging, and payment fees included.
Open calculator ↗05 / FREE CALCULATORCash flow vs. profit check
Bridge accrual profit to an estimated cash balance and understand the gap.
Open calculator ↗06 / FREE CALCULATORCredit card & loan interest
Estimate interest costs, total repayment, and payoff time for a balance with a fixed monthly payment.
Open calculator ↗07 / FREE CALCULATORJob estimate & profit
Price a repair or service job, account for your real costs, and see profit after a chosen tax reserve.
Open calculator ↗08 / FREE CALCULATORPay yourself
Plan an owner draw, protect tax and growth reserves, and see the gap to your personal pay goal.
Open calculator ↗The numbers, in plain English
Make sense of the result.
CASH FLOW
Profit can’t pay a bill until it becomes cash.
Unpaid invoices, inventory, equipment, loans, and owner draws help explain why your bank balance differs from profit.
Understand profit and cash →BREAK-EVEN
A discount changes the equation.
A lower price means each sale contributes less toward overhead. Recheck sales volume before a promotion.
Understand break-even →A free account for your next step.
Keep three calculator results and download two formula-based starter worksheets. Your eight everyday calculators still work without an account.
Create a free Member account →Vetted Notice Pro
Give your numbers
a place to grow.
Use your private business calendar for events and notes. Review each month with a guided check-in, optional targets and trends. Import a spreadsheet file for review, keep unlimited named results, prepare customer quotes and download planning year summaries. Works alongside your bookkeeping software. It is a planning tool, not accounting software.
Explore Pro →ONE SIMPLE MEMBERSHIP
$29 / monthor $290 per year
Eight everyday calculators stay free.
- Sales, jobs, payments & expenses in one workspace
- Unpaid balances, work board & growth charts
- Monthly check-ins, targets & trends
- Saved reports with formatted PDF downloads
- spreadsheet file (.csv) prefill & customer-ready quotes
- Ad-free when signed in as Pro