PRICING
Margin is not markup.
A $100 cost with a 25% markup sells for $125. The profit is $25, but margin is 20%: $25 divided by $125.
Check margin & markup →For freelancers, makers & small teams
Your numbers.
Finally clear.
Know your profit. Price your work with confidence. See where your cash goes. Free tools that get straight to the point.
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- Private calculations
Your free financial toolkit
Start with one question.
Each calculator has its own page, inputs, and explanation. Pick the decision you’re working on today.
01 / FREE TOOL
Profit & loss
See the money your business earned after direct costs and operating expenses.
Open calculator ↗02 / FREE TOOLBreak-even
Find the minimum sales needed to cover fixed costs.
Open calculator ↗03 / FREE TOOLProfit margin & markup
Understand what stays from each sale and the difference between margin and markup.
Open calculator ↗04 / FREE TOOLUnit price & margin
Price your offer with materials, labor, packaging, and payment fees included.
Open calculator ↗05 / FREE TOOLCash flow vs. profit check
Bridge accrual profit to an estimated cash balance and understand the gap.
Open calculator ↗06 / FREE TOOLCredit card & loan interest
Estimate interest costs, total repayment, and payoff time for a balance with a fixed monthly payment.
Open calculator ↗07 / FREE TOOLJob estimate & profit
Price a repair or service job, account for your real costs, and see profit after a chosen tax reserve.
Open calculator ↗The numbers, in plain English
Make sense of the result.
CASH FLOW
Profit can’t pay a bill until it becomes cash.
Unpaid invoices, inventory, equipment, loans, and owner draws help explain why your bank balance differs from profit.
Reconcile profit and cash →BREAK-EVEN
A discount changes the equation.
A lower price means each sale contributes less toward overhead. Recheck sales volume before a promotion.
Find your break-even →Vetted Notice Pro
Give your numbers
a place to grow.
Save reports by period, compare results, download PDF summaries, and use practical CSV templates.
Explore Pro →ONE SIMPLE MEMBERSHIP
$9 / monthor $69 per year
Calculators stay free.
- Saved report history
- PDF summaries & CSV exports
- Pricing and cash-flow templates
- Customer billing portal